Accounts Receivable Financing – altLINE https://altline.sobanco.com Invoice Factoring, Accounts Receivable Financing, and Asset-Based Lending Wed, 28 Jan 2026 23:51:42 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.5 https://altline.sobanco.com/wp-content/uploads/2023/03/favicon-36x36.png Accounts Receivable Financing – altLINE https://altline.sobanco.com 32 32 Invoice Factoring vs. Invoice Financing: What’s the Difference? https://altline.sobanco.com/invoice-financing-vs-factoring/ Fri, 06 Jan 2023 18:52:21 +0000 https://altline.sobanco.com/?p=9044 When it comes to non-traditional financing solutions, invoice financing and factoring are common alternatives to transforming your accounts receivables for quick funding. Both options are similar as they provide a cash advance for business owners to increase working capital and scale their growth. However, some differences exist between them, and in this article, you’ll explore […]

The post Invoice Factoring vs. Invoice Financing: What’s the Difference? appeared first on altLINE.

]]> How to Calculate Accounts Receivable Turnover Ratio https://altline.sobanco.com/how-to-calculate-accounts-receivable-turnover-ratio/ Thu, 12 May 2022 21:23:35 +0000 https://altline.sobanco.com/?p=7701 There are many calculations and metrics that can provide valuable insight into your business operations and financials. One metric, the Accounts Receivable Turnover ratio, it’s useful to track how efficiently you collect debts from customers to whom you have extended credit. Too many late or delinquent payments negatively impact cash flow. Here’s what business owners […]

The post How to Calculate Accounts Receivable Turnover Ratio appeared first on altLINE.

]]> What Is Working Capital Financing? https://altline.sobanco.com/what-is-working-capital-financing/ Wed, 17 Nov 2021 22:03:07 +0000 https://altline.sobanco.com/?p=7434 It’s not uncommon for companies to not have enough cash on hand for their daily operations. This is why 20% of new businesses fail during their first two years of opening, 45% during their first five years, and 65% during their first decade. Whether you are finding it difficult to get new stock, buy new […]

The post What Is Working Capital Financing? appeared first on altLINE.

]]> What Happens to Receivables When You Sell Your Company? https://altline.sobanco.com/what-happens-to-receivables-when-you-sell-your-company/ Wed, 26 May 2021 19:58:55 +0000 https://altline.sobanco.com/?p=6784 Selling a company isn’t a straightforward task. It involves making a lot of deals and finalizing several things. Luckily, you can structure the sale to suit your position. The calculation of a business’s purchase price incorporates different aspects. Contrary to what some sellers propagate, the value of assets isn’t solely responsible for the purchase price. […]

The post What Happens to Receivables When You Sell Your Company? appeared first on altLINE.

]]> Selling Accounts Receivable to Finance Your Business https://altline.sobanco.com/selling-accounts-receivable-to-finance-your-business/ Wed, 17 Jun 2020 16:54:44 +0000 https://altline.sobanco.com/?p=5976 If your business has cash flow problems, one option that can provide an immediate cash infusion into your business is to sell your accounts receivable. Selling receivables is called invoice factoring, an alternative financing solution aimed primarily to improve a company’s cash flow and liquidity. But factoring, as with other alternative lending options, is not […]

The post Selling Accounts Receivable to Finance Your Business appeared first on altLINE.

]]> What is Accounts Receivable Factoring and How Does it Work? https://altline.sobanco.com/accounts-receivable-factoring/ Fri, 08 May 2020 15:10:51 +0000 https://altline.sobanco.com/?p=5941 One of the most common issues facing small businesses are cash flow problems. Whether it’s caused by customers not paying on time or a reduction in sales, a lack of cash on hand can derail your company’s progress. Thankfully, you have financing options to keep your business rolling, regardless of your business’s size, age, or […]

The post What is Accounts Receivable Factoring and How Does it Work? appeared first on altLINE.

]]> Accounts Receivable Financing Rates Explained https://altline.sobanco.com/accounts-receivable-financing-rates-explained/ Tue, 15 Oct 2019 18:41:50 +0000 https://altline.sobanco.com/?p=5485 Specialty lenders often use the terms Accounts Receivable Financing and Factoring interchangeably. At altLINE, we purposefully differentiate between the two with distinct structures. Whatever a lender may call it, there are certain things to keep in mind when evaluating options. How are Accounts Receivable Financing Rates Determined? Similar to other A/R based lines, your Accounts […]

The post Accounts Receivable Financing Rates Explained appeared first on altLINE.

]]> Is Factoring a Loan? How It Works https://altline.sobanco.com/why-accounts-receivable-factoring-isnt-really-a-loan/ Tue, 20 Aug 2019 19:58:05 +0000 https://altline.sobanco.com/?p=4801 Many small business owners wonder if accounts receivable factoring, also called invoice factoring, counts as a loan. The short answer is no. Factoring is a financing method that provides cash based on unpaid invoices, not borrowed money that must be repaid with interest. This article explains how factoring works, why it is different from a […]

The post Is Factoring a Loan? How It Works appeared first on altLINE.

]]> 5 Reasons Factoring Receivables Makes Sense https://altline.sobanco.com/5-reasons-factoring-receivables-makes-sense/ Tue, 23 Jul 2019 15:23:54 +0000 https://altline.sobanco.com/?p=4738 There’s nothing more worth celebrating for a business than getting a major new customer or a big new order. It’s an exciting time for everyone in the business as it ramps up production, adds staff, and buys inventory in anticipation of new revenue. However, if it’s a typical business that operates from invoice to invoice, […]

The post 5 Reasons Factoring Receivables Makes Sense appeared first on altLINE.

]]> Is Invoice Factoring the Same as AR Financing? https://altline.sobanco.com/factoring-same-as-ar-financing/ Tue, 08 Nov 2016 18:19:02 +0000 https://altline.sobanco.com/?p=2076 Does your business need financing to expand or improve cash flow? If so, invoice factoring and accounts receivable financing are two forms of receivables financing worth exploring. A tremendous amount of information exists about these two financing solutions, but after researching, you might be left feeling confused. Many sources use the terms factoring and accounts […]

The post Is Invoice Factoring the Same as AR Financing? appeared first on altLINE.

]]> What is a Notice of Assignment? https://altline.sobanco.com/invoice-factoring-notice-of-assignment/ Tue, 13 Sep 2016 18:36:01 +0000 https://altline.sobanco.com/?p=1999 If you’re a business owner considering invoice factoring, the notice of assignment (NOA) may cause you some confusion or even concern. What will my customers think? Why is an NOA necessary? Perhaps you might not even fully understand what an NOA is. Let’s address these questions to clarify what a factoring notice of assignment covers […]

The post What is a Notice of Assignment? appeared first on altLINE.

]]> 12 Questions to Ask an A/R Financing Partner https://altline.sobanco.com/ar-financing-questions-to-ask/ Thu, 10 Dec 2015 15:28:35 +0000 http://www.sobanco.com/?p=1421 If you are like most small business owners, securing financing often involves emotions ranging from uncertainty to frustration as you navigate the alternatives. In addition to your daily job responsibilities, the demands of evaluating borrowing options can be stressful and overwhelming. This straightforward buyer’s guide serves as a starting point to help you with the […]

The post 12 Questions to Ask an A/R Financing Partner appeared first on altLINE.

]]>