altLINE
  • Invoice Factoring
    Back

    Invoice Factoring

    Learn how to convert your unpaid invoices into working capital so you can get back to growing your business.

    Invoice Factoring Advantages & Disadvantages
    Benefits of Factoring With a Bank
    Factoring vs. Bank Loans
    Why Do Companies Use Invoice Factoring?
  • Factoring by Industry
    Back

    Factoring by Industry

    Learn how to convert your unpaid invoices into working capital so you can get back to growing your business.

    For Staffing Companies
    For Small Businesses
    For Professional Services
    For Wholesale and Distribution
    For the Oil and Gas Industry
    For Medical Receivables
    For Home Healthcare
    For Startups
    For Consulting Firms
    For Manufacturers
    For Janitorial and Commercial Cleaning Services
    For Government Contractors
    For Apparel and Textiles
    For Agriculture and Farming
  • Referral Partners
    Back

    Referral Partners

    See how bankers, brokers, and financial advisors can partner with altLINE as a part of our referral program.

    For Bankers
    For Financial Advisors
    For Brokers
  • Resources
    Back

    Resources

    See what resources altLINE has to offer, including interactive calculators, articles, and news.

    Invoice Factoring Calculator
    Invoice Due Date Calculator
  • Freight Factoring
  • (205) 607-0811
  • Get a Quote
  • Customer Login
  • Menu

Working capital for your business

when you need it most.

Get a Quote What is Invoice Factoring?

86 years

serving customers

$1B+

in factored invoices

A+ rating

by the BBB

Reliable factoring services that keep your business moving forward.

  • Easy approval
  • Low rates
  • 100% transparent
  • FDIC-insured

Rated Best Factoring Company by:

Investopedia logo
The Balance logo
Fundera logo
Merchant Maverick logo
business.com logo

Unlike other factoring companies, we’re a bank.

Factoring with a bank has its benefits. We’re a direct source of funds, whereas our competitors are middlemen between you and their senior lender. That increases their cost of funding your invoices. Without those additional borrowing costs, we can pass our savings on to you.

Learn More

Trustpilot

Financing solutions tailored to your cash flow needs.

We provide receivable-based funding solutions that get you paid faster.

Invoice Factoring

Looking for the highest degree of flexibility? Invoice factoring gives you the freedom to sell open invoices and receive cash for a set discount fee.

Learn more about factoring >

A/R Financing

With direct bank funding and aggressive advance rates, our A/R Financing platform gives you the best blend of affordability and access to capital.

Learn more about A/R financing>

We serve a broad range of industries.

Don’t see your industry below? Contact us today to see if you might be a fit.

Staffing

Distribution

Facility Services

Manufacturing

Consulting

Food and Beverage

Wholesale

Professional Services

Textile and Apparel

Oil and Gas

Janitorial Services

And more…

Selling your invoices gets you the cash you need — faster.

Invoice factoring works well for businesses experiencing:

Startup Stage

Unlike traditional lines, our programs don’t require an established operating history.

Growth

Growth requires steady cash flow. Our invoice factoring programs can grow with you.

Seasonality

When faced with large seasonal demand, we help meet your cash flow needs.

Recent losses

Can’t get a traditional loan? Factoring is a great alternative and doesn’t hurt your credit.

Emergencies

Is an urgent, unexpected expense setting you back? Factoring can get you back on track.

Get a Free Quote Today

Click below or call (205) 607-0811

Once you submit your quote request, a representative will be in touch with you immediately. Our team moves quickly so that you can get the cash you need to keep growing your business.

Get a Quote

Ready to Learn More?

Lending Options

  • Invoice Factoring Services
  • Accounts Receivable Financing
  • Browse by Location

Disclosures

  • About Us
  • Privacy Policy
  • Security
  • Disclosures
  • Sitemap
Copyright © 2021 altLINE | The Southern Bank Company. All Rights Reserved.
Scroll to top