Working capital for your business, when you need it most

altLINE provides receivable-based funding solutions that get you paid faster.
Get a Quote
What is Invoice Factoring?

Rated Best Factoring Company by:

Forbes logo
Nerd Wallet logo
Lending Tree logo
Quicksprout logo
Investopedia logo
Fundera logo

what we do

Tailored Cash Flow Solutions

Invoice
Factoring

Looking for the highest degree of flexibility? Invoice factoring gives you the freedom to sell open invoices and receive cash for a set discount fee.

Invoice Factoring
truck icon

Freight
Factoring

Stop waiting for your customers to pay to access capital needed to run your trucking business. With freight factoring, get paid in a matter of days, not weeks.

Freight Factoring

Payroll
Funding

Don’t let client payment habits cause you to stress about making payroll. Avoid the risk of not paying your employees on-time—try payroll funding.

Payroll Funding
0 +

Years
in Business

$1B+

in Factored
Invoices

A+

BBB
Rating

Why Choose Us

Reliable Business Factoring

As a bank, we offer direct funding without middlemen, unlike other factoring companies. This allows us to reduce costs and pass those savings on to you.
  • Easy Approval
  • Low Rates
  • 100% Transparency
  • FDIC insured
Learn More

don't just take our word for it

What Clients Are Saying

The thing I like most is that you credit check our potential clients before we start doing business with them. We absolutely love that you've helped us figure which businesses we can do a lot of business with and which businesses to limit business with.
Krissy Wellman | CEO | Wellman's Staffing
We knew we had to find somebody that would help us. We went from a $1 million company in 2016 to $10 million company today, and that's because of the partnership with altLINE and the Southern Bank.
Robert Hundley | CEO | OneStop Recruiting
See What Others Have to Say

Who we serve

We Serve a Broad Range of Industries

Contact Us
trucking business owner in front of truck

GET CASH FASTER

Selling Your Invoices

Invoice factoring works well for businesses experiencing:
Startup Stage
Unlike traditional lines, our programs don’t require an established operating history.
Growth requires steady cash flow. Our invoice factoring programs can grow with you.

You don’t have to wait 30+ days for your customers to pay. Access cash before collecting payment with factoring.

Can’t get a traditional loan? Factoring is a great alternative, regardless of credit history.

There’s no need to miss out on new opportunities due to lack of financing. Easily fund new client contracts and accelerate your business growth.

Get a Free Quote Today

Once you submit your quote request, a representative will be in touch with you immediately. Our team moves quickly so that you can get the cash you need to keep growing your business.
Get a Quote
+1 (205) 607-0811
IFA logo

altLINE is a member of the IFA (International Factoring Association), which requires members to abide by rules of conduct established to ensure ethical factoring practices nationwide. The IFA provides its members with cutting edge resources, advanced training, and a centralized hub of support to give customers like you the best possible service and experience you can find in your search for a funding partner.