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+1 (205) 883-2411

Join the Broker Program

Simple Referrals. Reliable Payouts. No Extra Work.

Finding the right financing fit for your clients is what brokers do best. Here at altLINE, we make brokers’ lives easier by offering speed, flexibility, and a competitively priced offering that gets deals done. Our Broker Referral Program provides your clients with quick access to working capital, even when they don’t qualify for traditional financing. By partnering with altLINE, you can help clients who might otherwise struggle to secure financing, while earning generous referral fees for each successful transaction. It’s a win-win for you and your clients.

To get started, fill out the form or give us a call at +1 (205) 883-2411.

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What's In It For You

Make the Connection. We'll Do the Rest.

As a broker, your reputation matters—so you need a funding partner who’s fast, reliable, and easy to work with. We treat your referrals like VIPs, while you stay hands-off and in the loop. Whether you’re looking for a long-term partner or a simple one-time referral, we’ve got your back.

  • Fast Turnarounds
    The altLINE team understands that speed is a necessity in order to compete in specialty finance. We’re committed to providing brokers and their clients quick turnarounds on proposals and credit decisions.
  • Competitive Commissions
    altLINE offers competitive commission programs for brokers. Earn commissions on funded deals for the life of each deal.
  • A Reliable Partner
    You need a lender that you can rely on. The altLINE team is known for their responsiveness and dedicated customer service, ensuring you stay in the loop.
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What's In It For Your Clients

Your Clients Deserve More Than Just Capital

When you refer a business to us, they get more than just fast funding—they get a true partner. We offer flexible financing, white-glove onboarding, and industry-specific support to help them grow without the stress. No red tape. No runaround. Just real solutions.

  • Bank-Backed Financing
    Backed by a bank, altLINE provides some of the lowest rates in factoring and receivable financing. Our programs save your clients money, and our transparency gives them the confidence to know exactly where they stand every step of the way.
  • Flexibility
    As a true alternative lender, the altLINE program is designed to say “yes” when traditional banks won’t. We evaluate your client’s debtor's creditworthiness rather than your client's, creating a more flexible financing structure.

Recent Factoring Deals

Light Industrial Staffing Company
Initial Need: $100,000

Problem: A startup staffing company faced the tough decision of choosing a factoring company amongst a sea of options. They knew they needed factoring to bridge the gap between payroll and customer payment, but didn’t know where to turn.

Solution: Referred by a former colleague, the founders contacted altLINE by The Southern Bank to see what they could do. Unlike many factoring companies, altLINE has factoring programs specifically catering to start up businesses and was able to put a facility in place.

Result: The factoring line that was put in place has given the founders to take on growth at a rapid, yet healthy pace. The company has grown from no revenue to $500,000 month in billings in the span of 6 months.
Packaging Manufacturer
Initial Need: $500,000

Problem: Less than two years old, this manufacturer of industrial packaging was unable to secure a traditional line of credit from their local community banks due to a lack of operating history.

Solution: Rather than turning to an independent factoring company, the manufacturer chose to work with The Southern Bank which offered him the best of both worlds – significant access to capital at a great rate.

Result: The manufacturer continues to grow and has moved into two new product lines. As their financial performance continues to develop, the company is working with The Southern Bank to secure a more traditional credit facility.
Commercial Landscaper
Initial Need: $350,000

Problem: The landscaping company operates in a low margin industry, but the business’s previous factoring company was charging very high rates leaving little in terms of profitability.

Solution: Seeking a lower rate, the commercial landscaper sought out bids from other factoring companies. As a direct bank lender, The Southern Bank was able to greatly reduce their factoring costs leaving more money in the business.

Result: With the same access to capital, but at a reduced rate, the commercial landscaper has grown their business from $3MM to $7MM in 18 months.

How Does Factoring Work?

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What We Offer

altLINE offers a variety of alternative financing products:

Invoice Factoring
  • Facility sizes range from $30k – $5M
  • Advance rates from 80% to 90%
  • Typical discount fees range from 0.75% to 3.00%
  • Most flexible form of financing
  • Utilized by small to medium-sized businesses undergoing rapid growth, dynamic change, seasonal cash fluctuations, or financial instability
  • Facility sizes range from $30k – $500k
  • Advance rates up to 100%
  • Typical discount fees range from 0.9% to 3.00%
  • No monthly minimum requirements
  • Provides financial freedom to carriers that need faster access to working capital
  • Facility sizes range from $30k – $5M
  • Advance rates from 80% to 90%
  • Typical discount fees range from 0.75% to 3.00%
  • Flexible form of financing designed for the staffing industry
  • Utilized by small to medium-sized staffing agencies that need to bridge the cash flow gap due to rapid growth, slow-paying customers, or new contracts
  • Facility sizes range from $150k – $5M
  • Offers flexible financing with a more traditional structure
  • More invoices generated creates more borrowing capacity
  • When invoices are paid, the capacity and line are automatically paid down
Staffing Agency Onboarding

Why Trust altLINE With Your Clients?

Discover What Makes altLINE Unique

FDIC-Regulated
Lender

As a bank factoring provider, we are federally regulated, meaning your clients will receive more secure and transparent customer service than with other alternative lenders.

Transparent
Rates

With a direct source of funds through our bank, altLINE can offer lower rates and no hidden fees, saving your clients money and unnecessary stress.

WORK WITH A Dedicated Account
Manager

Your clients will receive dedicated account managers who will help them manage their back office tasks, including collecting invoice payments.

Smooth Customer
Onboarding

With a dedicated onboarding specialist, we make it easy for both your clients and their debtors to transition into the new factoring process.

Complimentary
Customer Vetting

Our team of experts will perform credit checks on your clients’ debtors, so they can more confidently extend terms for better financial health.

Same Day Funding
Available

We have same day funding options that allow your clients to stress less when they need to make payments.

Client Success Story

See How altLINE Helped a Client Grow 1000%

OneStop Recruiting experienced consistent cash flow issues, even after becoming a $1 million company in 2016. To accelerate growth and improve their accounts receivable process, they turned to altLINE.
“Working with [the General Manager] Jim, working with [VP of Operations] Kelley, and working with our account manager Mildred has been a true blessing.”
Read The Full Story
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Who we serve

We Serve a Broad Range of Industries

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