Grow Your Company While Retaining Business Equity
Starting your own company is a rewarding venture, and entrepreneurs often need to give up equity to grow the businesses they’ve worked so hard to build.
Rather than selling off part of your business to a private equity firm or venture capitalist, you can work with altLINE to get funding without giving up ownership of your company.
Keep Full Ownership
Retain Equity, Maintain Control
Selling equity may seem like the only way to fund your business, but it comes at a cost—losing ownership and decision-making power.
When you work with altLINE, you receive funding on an ongoing basis by selling your outstanding invoices, all while maintaining 100% ownership. Build your business on your terms and enjoy the financial rewards of your hard work.
With altLINE, you can:
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Avoid Outside Investors
Keep full control of your company without answering to external stakeholders. -
Secure Flexible Financing
Access funding without sacrificing future profits. -
Reap the Benefits of Growth
No need to split profits with investors.
Financing That Grows With You
Scale Your Financing As Your Company Grows
Growth comes with increased demands—more inventory, more hires, and more working capital. And self-financing often isn’t enough to support expansion.
By partnering with altLINE, you gain access to flexible financing to scale operations, take control of your company’s future, and achieve your business goals more easily.
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Meet Growing Business Demands
Get the funds you need to expand operations. -
Scale Without Limits
Our financing grows alongside your business, so you never have to slow down. -
Improve Cash Flow
Secure consistent liquidity to fuel business growth.
Why Work with altLINE?
Discover What Makes altLINE Unique
FDIC-Regulated
Lender
As a bank factoring provider, we are federally regulated, meaning you will receive a more secure and transparent customer experience.
NO HIDDEN RATES OR FEES
altLINE is a branch of The Southern Bank Company, giving you direct access to secured funds and allowing us to offer competitive rates without hidden fees.
DEDICATED ACCOUNT MANAGERS
You will work with one of our dedicated account managers who will help you manage your back-office tasks, including collecting invoice payments.
Smooth Customer
Onboarding
Complimentary
Customer Vetting
Same Day Funding
Available
Have a tight turnaround and need funding quickly? We have same day funding options that allow you to stress less when you need to make payments.
Client Success Story
See How altLINE Helped a Client Grow 1000%
Frequently Asked
Non-Equity Financing FAQs
Do I have to sell equity to grow my business?
While bringing venture capitalists or private equity into the fold of your business is a common means to receiving business funding, it is by no means your only option. You can grow your business while maintaining equity by accessing other types of business funding, such as invoice factoring or a bank loan.
What funding alternatives are there to equity financing?
There are plenty of financing alternatives that you can use instead of equity financing. For example, you can get a business loan or a bank line of credit, both of which allow you to retain equity while accessing the funding you need. However, many businesses, especially new businesses, cannot get these traditional types of funding due to their limited credit histories and time in business.
We recommend looking into invoice factoring or another alternative lending option if you do not qualify for traditional financing options and do not want to give up business equity. Invoice factoring has an easier approval process than traditional lending, is a scalable funding solution, and allows you to retain ownership of your company.
What type of financing does altLINE offer?
altLINE offers invoice factoring, an alternative lending option in which a business sells its unpaid invoices in exchange for a cash advance. Not only do business owners not have to give up equity when they factor their invoices, but it is a dynamic financing solution that easily grows with your business. Additionally, because factoring companies put more weight on your customers’ creditworthiness than on your own, it’s much easier to be approved for invoice factoring than traditional financing options.
Do I have to give up equity with invoice factoring?
You do not need to give up equity with invoice factoring, which is one of the many benefits of this type of financing. With invoice factoring, you receive a cash advance by selling your unpaid invoices, meaning you fund your business while keeping equity and avoiding taking on debt.
How can I use the business funding that I get from altLINE?
The financing you receive from factoring your invoices with altLINE can be used to cover a variety of expenses. You can use the working capital you receive to purchase new inventory or raw materials, pay your vendors, hire more staff, cover payroll, fund new contracts, bolster your marketing efforts, and scale your operations.
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