Business Banking

Common Small Business Loan Terms

When running a small business, you may need to get a loan to expand your operations. However, there are many small business loans out there that have varying terms and conditions. By understanding the terms, amounts, time to funding, and eligibility requirements, you can spot a quality small business loan for your company. Whether you […]

Does a Business Loan Affect Personal Credit?

Financing a business isn’t always straightforward. There are periods you have to take loans to sustain your business. The business ecosystem is very volatile, meaning your company can sometimes default on loans. And that’s when your business finances can get mingled up with personal credit. But do business loans affect personal credit? The answer to […]

Why is a Bank Factoring Company Better?

If you’ve already determined that invoice factoring is a good fit for your business, the next step is to identify the best factoring company for you. There are tons of different providers to choose from – so how do you know which is best? This article helps describe the differences between an independent factor and […]

Invoice Factoring vs Bank Loans

The comparison of factoring vs bank loans comes up often among businesses looking to access working capital. As a factoring bank, altLINE by The Southern Bank offers a unique perspective on answering this question. We provide businesses in all industries and sizes a broad range of commercial lending options. These include invoice factoring and traditional […]